401k And Roth Ira Contribution Limits 2025 India. To be eligible to contribute the maximum amount in 2025, your modified adjusted gross income (magi) must be less than $146,000 (up from $138,000 last year). The following income counts for making roth ira and traditional.
The roth ira income limit to make a full contribution in 2025 is less than $146,000 for single filers, and less than $230,000 for those filing jointly. The 401 (k) contribution limits for 2025 are $23,000 for individuals under 50, and $30,500 for those 50 and older.
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